Legal

Terms of Service

Effective April 1, 2026

These Terms govern your access to and use of OpenSettle's software platform (the "Service"). By using the Service, you agree to these Terms.

OpenSettle is a software-as-a-service company that orchestrates non-custodial stablecoin payments between customers and merchants. OpenSettle is not a money transmitter, custodian, broker, exchange, or fiduciary. OpenSettle never takes custody of merchant or customer funds at any time.

You agree to maintain control of the wallets you designate for settlement and to comply with all applicable law in the jurisdictions where you operate. You acknowledge that stablecoin transactions are generally final and irreversible.

The Service is provided on an "as is" basis. OpenSettle disclaims all warranties to the maximum extent permitted by law and limits its liability to the fees you paid to OpenSettle in the prior twelve months.

These Terms are governed by the laws of the State of Delaware. Any dispute will be resolved by binding arbitration in New York, New York under the AAA Commercial Arbitration Rules.

This document is a plain-language summary prepared for product and design purposes. The full legal text is maintained separately in our contract registry. For operational questions, contact legal@opensettle.com.